Photo detail

John Kincaid

Stories this photo appears in:

Tease photo

Why you should have an online Social Security account

Monitoring your Social Security profile may be a lifesaver

Could your personal information be stolen? Sensitive financial and medical data pertaining to your life may not be as safe as you think and thieves may turn to a vast resource to try and mine it – the Social Security Administration.

Tease photo

How tax reforms will take effect

President Donald Trump signed the Tax Cuts & Jobs Act into law on Dec. 22, 2017 and Jan. 1, some key details of the Internal Revenue Code abruptly changed.

Tease photo

Questions after the Equifax data breach

Consumers may be at risk for many years

How long should you worry about identity theft in the wake of the Equifax hack? The correct answer might turn out to be “as long as you live.”

Tease photo

Why retirees need good credit scores

Careers & businesses end, but the need to borrow remains

Retirees should do everything they can to maintain their credit rating. A FICO score of 700 or higher is useful whether an individual works or not. For example, some retirees will decide to refinance their home loans. A recently published study from the Center for Retirement Research at Boston College noted that in 2013, 50 percent of homeowners older than 55 carried some form of housing debt.

Tease photo

Funding 35-40 years of retirement

If you live to 100, can you avoid outliving your money?

Will you live to 100? Your odds of becoming a centenarian may be improving. Earlier this year, the Centers for Disease Control reported that the population of Americans aged 100 or older rose 44 percent between 2000-2014. The Pew Research Center says that the world had more than four times as many centenarians in 2015 as it did in 1990.1,2

Tease photo

Updating your estate plan: When should you review it? What should you review?

An estate plan has three objectives. The first goal is to preserve your accumulated wealth. The second goal is to express who will receive your assets after your death. The third goal is to state who will make medical and financial decisions on your behalf if you cannot.